The novel coronavirus pandemic has made many of us work from home, wear masks in public and keep physically distant from others.
A recent government study also indicates that it has made us worse drivers.
Homeowner’s insurance policies include personal property at a fixed amount based on the replacement cost of your home.
However, coverage amounts may be limited for certain types of personal property and if any of those items are stolen or damaged, your policy may not cover the loss fully.
The good news is, there are several options to cover your valuables.